Home/Bonds/EARLYSALARY SERVICES PRIVATE LIMITED
Corporate Bonds
A-

EARLYSALARY SERVICES PRIVATE LIMITED

ESPL

Bond Overview

Corporate Bonds

Coupon Rate

10.7%

MONTHLY payments

Tenure

19 Months

Matures on 5 August 2027

Credit Rating

A-

Adequate Safety

Face Value

₹1,00,000

Min: ₹1,00,000

Bond Details

Issue Date

14 February 2026

Maturity Date

5 August 2027

Interest Payment

MONTHLY

Minimum Investment

₹1,00,000

ISIN

INE01YL07391

Security & Returns

Security Type

Secured

Repayment Priority

Senior

Yield to Maturity

10.95%

Market Value

₹1,00,351

Accrued Interest

₹0

Maturity Timeline
Issue Date

5 Aug 2025

Today

14 Jan 2026

Maturity Date

5 Aug 2027

569 days (1.6 years) remaining until maturity

Total Tenure

19 Months

Time Elapsed

0%

Time Remaining

100%

Returns Calculator

Investment Summary

Investment Amount₹1,00,000
Annual Interest Rate10.7%
Tenure19 Months
Interest PayoutMONTHLY

Returns Breakdown

Total Interest Earned₹0
Maturity Amount₹1,00,000
Absolute Returns17%
Estimated Monthly Income: ₹892
Credit Rating & Risk Assessment

Credit Rating Scale

AAA
AA+
AA
AA-
A+
A
A-
BBB+
BBB
BBB-
Highest SafetyModerate Safety

A- rating indicates adequate degree of safety regarding timely servicing of financial obligations.

Risk Assessment

Risk Level:
Low to Medium
40% Risk
Low RiskMedium RiskHigh Risk

This bond carries moderate risk and offers a balance between safety and returns.

Security Collateral Details
Secured

This bond is backed by specific assets as collateral

Collateral Information

Asset-Backed Security

This bond is secured by specific assets of the issuer that can be claimed by bondholders in case of default.

Collateral Ratio

The bond is secured with collateral valued at 1.2x the bond issuance amount, providing additional security.

Collateral Type

The collateral consists of physical assets, receivables, and investments owned by the issuer.

Repayment Priority: Senior

Priority Level

Senior bonds have priority claim on the issuer's assets in case of bankruptcy or liquidation.

Creditor Protection

As a senior bondholder, you have stronger creditor protection and lower risk compared to subordinated debt.

Higher level investments are prioritised in the event of a default.

Invest Now

Coupon Rate10.7%
Minimum Investment₹1,00,000
Interest PayoutMONTHLY
Maturity Date5 August 2027
Market Value₹1,00,351
Returns Calculator

Min. quantity: 1 bonds (₹1,00,000)

Principal Amount₹1,00,351
Accrued Interest+ ₹0
Total Investment₹1,00,351
Monthly Income₹895
Total Returns₹17,001
Principal amount is calculated based on current market value (₹1,00,351/bond). Accrued interest represents the interest earned since the last payment date.
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