Home/Bonds/VEDIKA CREDIT CAPITAL LTD
Corporate Bonds
A-

VEDIKA CREDIT CAPITAL LTD

VCCL

Bond Overview

Corporate Bonds

Coupon Rate

12.5%

MONTHLY payments

Tenure

70 MONTHS

Matures on 4 December 2031

Credit Rating

A-

Adequate Safety

Face Value

₹1,00,000

Min: ₹1,00,000

Bond Details

Issue Date

14 March 2020

Maturity Date

4 December 2031

Interest Payment

MONTHLY

Minimum Investment

₹1,00,000

ISIN

INE04HY08011

Security & Returns

Security Type

Unsecured

Repayment Priority

Subordinated

Yield to Maturity

12.75%

Market Value

₹99,025

Accrued Interest

₹0

Maturity Timeline
Issue Date

4 Jan 2026

Today

14 Jan 2026

Maturity Date

4 Dec 2031

2151 days (5.9 years) remaining until maturity

Total Tenure

70 MONTHS

Time Elapsed

0%

Time Remaining

100%

Returns Calculator

Investment Summary

Investment Amount₹1,00,000
Annual Interest Rate12.5%
Tenure70 MONTHS
Interest PayoutMONTHLY

Returns Breakdown

Total Interest Earned₹0
Maturity Amount₹1,00,000
Absolute Returns73%
Estimated Monthly Income: ₹1,042
Credit Rating & Risk Assessment

Credit Rating Scale

AAA
AA+
AA
AA-
A+
A
A-
BBB+
BBB
BBB-
Highest SafetyModerate Safety

A- rating indicates adequate degree of safety regarding timely servicing of financial obligations.

Risk Assessment

Risk Level:
Low to Medium
40% Risk
Low RiskMedium RiskHigh Risk

This bond carries moderate risk and offers a balance between safety and returns.

Security Collateral Details
Unsecured

This bond is backed by the issuer's creditworthiness

Collateral Information

Unsecured Bond

This bond is not backed by specific collateral but by the issuer's promise to pay and overall creditworthiness.

Repayment Source

Repayment depends on the issuer's cash flows and financial health rather than specific assets.

Repayment Priority: Subordinated

Priority Level

Subordinated bonds are paid after senior debt obligations in case of bankruptcy or liquidation.

Creditor Protection

Subordinated bondholders typically receive higher yields to compensate for the increased risk.

Lower level investments are not prioritised in the event of a default.

Invest Now

Coupon Rate12.5%
Minimum Investment₹1,00,000
Interest PayoutMONTHLY
Maturity Date4 December 2031
Market Value₹99,025
Returns Calculator

Min. quantity: 1 bonds (₹1,00,000)

Principal Amount₹99,025
Accrued Interest+ ₹0
Total Investment₹99,025
Monthly Income₹1,032
Total Returns₹72,206
Principal amount is calculated based on current market value (₹99,025/bond). Accrued interest represents the interest earned since the last payment date.
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